Elena
Tue Jan 21 2025
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5 answers
853
How do credit agencies get your information?
I'm curious about how credit agencies obtain personal information. I want to know the process behind it, like from where and how they collect data about individuals for credit reports.
Thu Jan 09 2025
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5 answers
1293
What do lenders use credit agencies to determine?
Lenders utilize credit agencies to assess the creditworthiness of borrowers, primarily examining their credit history, repayment records, and overall financial reliability to determine the risk involved in lending and establish loan terms.
